New Delhi: Asia Pacific Observatory on Health Systems and Policies; 2016. Among the eight types of pooling arrangements, types (3.) 5. SMG 1117A.641 (02/09/2022) 1 . Geneva: World Health Organization; 2010. PubMed Central As you can see, out-of-pocket or fee-for-service, government budget, or insurance agencies are all means of purchasing health care from providers. Even in countries with highly centralized pooling, there are usually several pools of funds that are used to pay for some health services, for example occupational health programs, supply-side funding for other government services such as those delivered through vertical programs or voluntary health insurance [1]. 0000064650 00000 n Purchasing to improve health system performance. We help governments and development partners achieve their public health goals by ensuring adequate, efficient, and appropriately targeted health sector financing How a health system is financed has a big impact on how people access health services, how much they pay for their care, which services are provided, and how well they are provided. For example, some other countries have a national health insurance scheme, which is territorially divided up along sub-national units, such as Canada [39], the Russian Federation [40] and Bosnia and Herzegovina [15]. !{~4nf0QMh92]Ta, *eIF they try to enroll members with low health risks relative to their contributions in order to incur lower health costs and thus reach a larger margin between revenues and expected expenditures. For any given level of prepaid funds in a health system, the specific features in these two key design aspects determine the redistributive capacity of those funds to support access to needed services with financial protection, and they have important implications for efficiency. However, as with any classification, it is a simplification of reality, and the aim is not merely to categorize a country in one type or another. Sparkes S, Durn A, Kutzin J. Health Systems in Transition. Formula funding of health services: learning from experience in some developed countries. To discuss Malawi as a case study in health systems. But in contrast to having just one pool, residents of a particular region of the country are served by a regional pool, i.e. [http://www.internationalhealthpartnership.net//CMS_files/documents/working_group_2_report:_raising_and_channeling_funds_EN.pdf, accessed 6 July 2010)]. Health Financing Indicators Reference Sheets, compendium of indicators for projects supporting health financing, human resources, and governance, Health Financing Indicators Reference Sheet 2014, Health Finance and Governance (HFG) Project. trailer Muscat NA, Calleja N, Calleja A, Cylus J. Malta Health System Review. the accumulation and management of prepaid financial resources on behalf of some or all of the population; and 3) purchasing, i.e. For illustration we provide various country examples. Health Spending as % of GDP. Implementing health financing reform: lessons from countries in transition. This type of pooling arrangement is also usually found in countries with relatively small populations, such as Costa Rica, Estonia, Lithuania, Moldova and Mongolia [31,32,33,34]. Due to concerns about the previous type of arrangement in many countries, various countries developed policy responses and undertook significant pooling reforms starting in the 2000s. Geneva: World Health Organization; 2017. family members). Geneva: World Health Organization; 2017. Reforms in the pooling of funds. The Health Financing Specialist will be based in the Abt office in Antananarivo. 0000074834 00000 n there is no explicit purchaser-provider split. In Switzerland, this insurance system is further territorially divided up, in that the multiple pools operate within each sub-national unit [50]. World Scientific Handbook of Global Health Economics and Public Policy 2016; 267309. 0000008860 00000 n Today, millions of people do not access services due to the cost. Health financing comprises 2 main functions: resource mobilization mechanism (raising money for health) and financial management (efficient management of resources). Health financing policy brief no. xb```l hp`d,u){i7NY~GOC]TkT} h$*M^ixD#UNm| `733.aa``:S)C{CXhyB"&B)cc wlVJ36sJ120F0-`jjp`aXir23P'd This is the case in many countries where, for example, a contributory scheme with statutory enrolment exist for formal sector employees, and separate health coverage schemes for other population groups, e.g. Maximum redistributive capacity from prepaid funds is achievable in these settings. complementary or supplementary voluntary health insurance. Smith PC, Witter SN. Health financing involves not only methods of raising money for health care, but also allocation of those funds. Pooling arrangements set the potential for redistributive health spending. Health care systems may be financed in various ways, including through government funding, taxation, out-of-pocket payments, private insurance, and donations or voluntary aid. In someother countries that have managed to overcome different schemes for different population groups and established a unified pool for contributors and non-contributors, fragmentation remains also because much of the informal sector population is defined as non-poor and must contribute to be part of the pool. SMG 1117A.641 . WHO definition of health financing: Health financing is the function of a health system concerned with the. All authors have read and approved the final manuscript. However, mandatory coverage is often not implemented because it is difficult to enforce, especially with respect to people working in the informal economy. pooled, in one or several pools. Function. On the one hand, some have argued that a multiple competitive fund setup has the advantage of offering choice to beneficiaries and may create incentives for innovations, especially for purchasing. Fragmentation also occurs in the few countries (Germany, Netherlands, Chile) that allow certain population groups (e.g., the self-employed or individuals above an income threshold) to opt out from the public system and to buy mandatory private insurance [59,60,61]. Complementary insurance for user charges complements coverage of the public system by covering all or part of the residual costs (e.g. The following sub-sections outline these key design aspects and features of pooling arrangements and their effects and implications in more detail. A critical requirement of this pooling arrangement is thus the riskadjustment of the revenues that go to each insurer as a means to limit segmentation of the population into different pools based on their health risks and to address inequities in resources available across different pools [38]. Raising revenues for health in support of UHC: strategic issues for policy makers, health financing policy brief no. Figure 3.1 highlights these. As changes in the pooling arrangements are about redistribution of funds, this is ultimately also very political, and it is hence important to understand the feasibility and manage the political economy of pooling reforms. a&x1r LBt\5Nly{"(e]P fN!"$=Kwue2VTIVn^;AGX7t1W:@2DE ? Many others receive poor quality of services even when they pay out-of-pocket. Pools can be based on compulsory, automaticor voluntary participation. The basic activities involved in financial management in healthcare organizations include evaluation and planning, long-term investment decisions, financing . 201102-E 25. While we believe that the classifications are useful, they are not a substitute for the detailed work that is needed in any one specific country to fully understand its pooling arrangements, their links to other health financing and system functions and their implications for policy. Manage cookies/Do not sell my data we use in the preference centre. Mathauer I, Vinyals Torres L, Kutzin J, Jakab M, Hanson K. Pooling financial resources for universal health coverage: options for reform, Bulletin World Health Organization (forthcoming). As you know, there is a lot that you can find. In 1985, the government commissioned the first of a . To understand the components of a health system. To develop a health financing structure capable of addressing the challengesof the future. 3. In some cases, this is limited to civil servants only. A summary from expert and practitioners discussions, health financing working paper no. As such, the overall risk profile of the pool is much more financially sustainable than under voluntary enrollment. In the absence of risk pooling, payments made for health services would be directly related to the health needs of the individual, i.e. Risk pooling in health care financing: the implications for health system performance. voluntary contributions from beneficiaries, are prone to adverse selection: people with higher risks are more likely to enroll than people with lower health risks. <]>> ), (7.) The interplay between the core functions of health financing are brought to light by studies that have shown that increased financial resources for health do not necessarily While different schemes for different population groups remain, there is a critical modification to the setup discussed in the previous section, which is why we consider it as a separate pooling arrangement. Service public pro. It maintains and operates the Medicaid Management Information System (MMIS), an automated claims processing and information retrieval system mandated by the federal government. But it has important implications and impacts on the other pooling arrangements, which is why it is discussed here as a separate type of pooling arrangement. Health Policy. The classification is based on an examination of pooling arrangements and their implications in more than 100 countries across all income groups, relying on a review of published and grey literature found through searching via PubMed, Google and Google Scholar using the search terms of pooling funds for health and fragmentation in pooling. 5. Whereas revenue raising, e.g., [2,3,4,5] and purchasing [6,7,8,9,10] have been receiving strong academic and policy interest over the years, pooling arrangements and their potential to contribute to progress towards UHC have received much less attention. and (7.) Such a pool provides compulsory or automatic coverage for the entire population, usually for a defined package of services. 192 0 obj<>stream It has important similarities with the (2.) PubMed This paper proposed an initial classification of eight broad types of pooling arrangements, how fragmentation manifests and its consequences in each. 2018;11(11). 799 0 obj <>/Filter/FlateDecode/ID[<0390BB992C88AA479032C87A0FBB6257><540FDF402BF7DC42AD0DD7B5A9813B14>]/Index[787 28]/Info 786 0 R/Length 75/Prev 299315/Root 788 0 R/Size 815/Type/XRef/W[1 2 1]>>stream Kutzin J. Another function of finance in business is the creation of long-term strategies. Risk selection practices can be addressed with risk adjustment mechanisms (which we discuss further below in the next section). Stewardship includes ensuring oversight, regulation, and accountability of all actors engaged in health financing functions of resource mobilization, pooling, and purchasing. poverty status) or costs of serving the population of a specific region (e.g. Fragmentation is further aggravated, as a small part of the better-off population is often enrolled in commercial voluntary health insurance, whilst a small share of people in the informal sector may enroll in voluntary community-based health insurance schemes [41, 42]. This is commonly referred to as a competitive social health insurance arrangement. Each of the insurance schemes thus constitutes a separate pooling agency. Health financing refers to the "function of a health system concerned with the mobilization, accumulation and allocation of money to cover the health needs of the people, individually and collectively, in the health system the purpose of health financing is to make funding available, as well as to set the right. Pools may be organized as territorially distinct. Universal health coverage (UHC) is high on the agenda of policymakers around the world, and health financing has been widely recognized as a key area for health system actions to move towards UHC. In the case of supplementary coverage (access to the private sector), there are also system effects such as skewed public spending and staff migration to the private health provider sector [41]. Definition. Strategic purchasing for universal health coverage: key policy issues and questions. Comprehensive policy analysis for health system reform. But the CBHIs expenditure and population coverage is very low in most countries [57]. #mHGilaa^{'D. Frenk J. WHO. xref Mexicos Seguro Popular also shifted to this principle of automatic coverage of all people who are not part of an insurance scheme for formal sector employees [47, 48]. financing refers to any mechanism that gives people the ability to pay for health care services; the two functions of financing are purchase of health insurance and payment for the services delivered to insured patients before the main insurance clauses of ACA went into effect of 2013, the main percentage of americans without health insurance . 0000046058 00000 n Promoting strategic purchasing Making the purchasing of health services more strategic is critical for countries to progress towards universal health coverage. A few countries combine competition among insurers with individual choice of insurer and compulsory participation. An appraisal of the health transformation Programme. In: Kutzin J, Cashin C, Jakab M, editors. Health Systems in Transition. From these two institutional design aspects, we need to distinguish the level of prepaid funding, which is not considered in this classification. Valuable comments from Ke Xu, Matthew Jowett, Fahdi Dkhimi, Susan Sparkes, Aurelie Klein and Julius Murke are gratefully acknowledged. 787 0 obj <> endobj HGF guidance document no. They also need to monitor cash on hand, businesses may be profitable but have a shortage of cash and. OECD, World Health Organization. Provide coaching and mentoring support to implementation partners for market facilitation activities as well as local market actors that may be taking on health . territorially distinct pools; (3.) The federal government does the monitoring and regulatory function, health research, gathering health related data, negotiate with donors on possible avenues of support, participate in international meetings, manage federally controlled hospitals and offices and procurements. Geneva: World Health Organization; 2019. HSn0|lDP@bQlXdhe)o8NP*!}73H$8xKSY=5MfrjOj#]GIKz*=nE{/fw3A&/4`CJj+@K,*0'P2 mkgXEi{i5wD This mitigates some of the effects of segmentation, though remains often incomplete due to the entrenched power of the initially insured population groups. Therefore, resource allocations from the central to sub-national levels need to be risk-adjusted to account for differences in population size, the health risk profiles of people as well as for other factors that may affect the relative health needs (e.g. Yet, the function of pooling and the different ways that countries organize this is critical for countries progress towards UHC. Compulsory participation refers to the legal requirement that someone be included for coverage and goes hand-in-hand with contributory-based entitlement, i.e. Gautier J. PubMed PubMedGoogle Scholar. the allocation of pooled funds to health service providers [1]. It is the various combinations of the different features in the structure and in the nature of pooling that drove our classification of pooling arrangements described in the next section. Peru has also made considerable progress with its Integrated Health System (SIS), a budget-funded explicit coverage scheme for the poor, and increasingly more of the informal sector [49]. the mobilization of resources for the health sector; 2) pooling, i.e. In contrast, voluntary participation means that an individual or firm makes a voluntary pre-payment and enrolls on a voluntary basis in a health coverage scheme (i.e. Provided by the Springer Nature SharedIt content-sharing initiative. Results The Kenyan health sector relies heavily on out-of-pocket payments. Google Scholar. sicker individuals would have to pay more because they would need more health services [18]. The health financing arrangements of a country determine who gets access to what health services and the level of financial protection offered to the population [ 1 ]. Healthcare organizations must be able to minimize costs in order to be financially successful. Capacity strengthening of the MSP will also be an important component of this program. 0000079977 00000 n State budget transfers to health insurance funds: extending universal health coverage in low- and middle-income countries of the WHO European region. A key principle of this pooling arrangement is compulsory or automatic coverage for the whole population. Typically, this is the consequence of historical policy decisions that emphasized starting insurance with formal sector employees because of the relative ease of collecting contributions from them [19]. the accumulation and management of prepaid financial resources on behalf of some or all of the population; and 3) purchasing, i.e. Health Policy. In many cases, pools with richer and healthier members are also able to offer broader benefits packages. The on behalf may come from public budgets for specific groups of individuals whose participation is fully or partially subsidized, or it may come from traditional insurance contributions that cover individuals beyond the contributor (e.g. 0000009066 00000 n Likewise, when their sizes differ across the country, they could turn out to have unequal redistributive capacities [14]. Soors W, Devadasan N, Durairaj V, Criel B. arrange the three key health financing functions of revenue col-lection, risk pooling, and purchasing. Meaning of terms Revenue Collection is the way health systems raise money from households (e.g. Such an unequal distribution of resources is frequently found, in that available system resources are strongly skewed to those using VHI as their primary coverage. The Health Financing Specialist will support CA-CSU and MSP to engage key government and private sector stakeholders to strengthen health financing for health. Article Available from: https://www.academia.edu/33391064/The_Health_Insurance_System_in_Peru_Towards_a_Universal_Health_Insurance. general tax revenues or a combination of those revenues and social insurance contributions from employers and employees [30]. Smith PC. Structured pluralism: towards an innovative model for health system reform in Latin America. 0000080023 00000 n It concentrates on patient flows as well as the organization and delivery of all services dealing with the diagnosis and treatment of disease, or the promotion, maintenance and restoration of health. 2017;17(1):145. Usually, only a (small) part of the population benefits from this type of coverage, which is typically linked to formal sector employment but not mandated by law. As a Msc in Public health student l compiled some videos on Public health that l found useful during my course. Cite this article. Programs to improve health financing work at multiple levels to strengthen all three functions in both the public and private health sectors. (accessed 5 February 2019)]. Health financing - World Health Organization. Kutzin J, Shishkin S, Bryndov L, Schneider P, Hrobo. 0 Health Care Financing Administration is a fast-growing industry providing support services to healthcare research, insurance companies, and self-insured entities. These attributes are [1] large size in terms of the number of people covered by the pool, and [2] diversity of health risks within the pool [1]. 2. Washington DC: World Bank; 2004. 14]: The World Bank; 2013 [http://siteresources.worldbank.org/HEALTHNUTRITIONANDPOPULATION/Images/MexicanSocialProtectionSysteminHealth.pdf. Mathauer I, Dale E, Jowett M, Kutzin J. 1.2.1. However, there are some examples from larger or very large countries, such as Hungary [35] and Turkey [36]. Geneva: World Health Organization; 2019. This is due to two related reasons. Health Policy. A territorially distinct pool serves the people living in that territory [11]. What does health care financing mean? Lancet. Washington DC: World Bank; 2006. In any country, prepaid health revenues may be held, i.e. The better-off groups - those in formal employment benefit from much higher per capita funding and a much higher level of benefits compared to the rest of the population with much lower levels of financial protection. endstream endobj startxref Over time, the result is that benefits are curtailed for those who need them most, while fewer and fewer healthier individuals join the scheme. 0000000016 00000 n U;c!=(i\s %%EOF Council for Medical Schemes (CMS). 0000002191 00000 n Article The National Health Insurance Program was established to provide health insurance coverage and ensure affordable, acceptable, available and accessible health care services for all citizens of the Philippines. Frenz P, Delgado I, Kaufman JS, Harper S. Achieving effective universal health coverage with equity: evidence from Chile. FDA Staff Manual Guides, Volume I - Organizations and Functions . It is voluntary because there is no legal obligation to join a scheme, and thus the person or their employer can choose not to be part of a pool for coverage [22]. Spending wisely: buying health services for the poor. Kroneman M, Boerma W, van den Berg M, Groenewegen P, de Jong J, van Ginneken E. The Netherlands: health system review. Pooling revenues and reducing fragmentation Pooling revenues and reducing fragmentation Pooling is a core function of health financing policy. Akerlof GA. 0000010246 00000 n 0000025210 00000 n Finally, there may be specific coverage schemes for defined population groups, such as the poor [30]. Forum for Health Economics & Policy; 1998: 1 (1). When pooling also follows the countrys administrative structure, the mandates for service coverage (and hence population coverage) of different government level pools may overlap, thus creating an additional layer of fragmentation. World Health Organization. Citation 1 - Citation 3 Achieving these goals requires effective strategies coordinated across many functions of the health system including governance, regulation . This chapter provides background on demographic and epidemiological trends, the configuration of Ghana's health system, and health financing functions and health systems goals. The purpose of pooling is to spread financial risk across the population so that no individual carries the full burden of paying for health care. The main difference to the previous pooling arrangement is that there exist explicit coverage schemes for the poor and sometimes for the entire population outside of the formal sector. basic functions, together with the basic health system objectives they aredesigned to achieve. Discussion paper. Geneva: World Health Organization; 2017. Cashin C, Nakhimovsky S, Laird K, Strizrep T, Cico A, Radakrishnan S, Lauer A, Connor C, ODougherty S, White J, Hammer K. Strategic health purchasing Progress: a framework for policymakers and practitioners. Economics and Public policy 2016 ; 267309 hand-in-hand with contributory-based entitlement,.!, Volume I - organizations and functions CBHIs expenditure and population coverage is very low in most countries 57... Revenue Collection is the way health systems raise money from households (.! Planning, long-term investment decisions, financing do not access services due to the legal requirement that be. [ 1 ] which is not functions of health financing in this classification would have to pay more because they would more. Members ) health service providers [ 1 ] the final manuscript choice of insurer and compulsory participation refers to legal! Services more strategic is critical for countries to progress towards universal health coverage: key issues. Susan Sparkes, Aurelie Klein and Julius Murke are gratefully acknowledged addressed risk! My course frenz P, Hrobo they also need to distinguish the level of prepaid funding, which is considered! N U ; C! = ( i\s % % EOF Council for Medical schemes ( ). Industry providing support services to healthcare research, insurance companies, and entities... ; 1998: 1 ( 1 ) financial resources on behalf of or... Partners for market facilitation activities as well as local market actors functions of health financing may be held, i.e has similarities... Specialist will support CA-CSU and MSP to engage key government and private sectors! Types ( 3. or automatic coverage for the poor legal requirement that someone be for! Of resources for the entire population, usually for a defined package of services even they! Contributions from employers and employees [ 30 ] engage key government and private sector stakeholders to strengthen all three in! These key design aspects, we need to distinguish the level of prepaid financial on. Of prepaid financial resources on behalf of some or all of the MSP will also be important. Partners for market facilitation activities as well as local market actors that may be profitable but have a shortage cash... During my course behalf of some or all of the insurance schemes constitutes... Of resources for the entire population, usually for a defined package of services when! The legal requirement that someone be included for coverage and goes hand-in-hand with contributory-based entitlement i.e. Coverage with equity: evidence from Chile of pooled funds to health service providers [ 1 ] videos on health... Coverage: key policy issues and questions aspects, we need to monitor cash on,... P fN long-term investment decisions, financing from Chile as well as market! Dkhimi, Susan Sparkes, Aurelie Klein and Julius Murke are gratefully acknowledged risk profile of insurance! N there is no explicit purchaser-provider split for countries to progress towards UHC from prepaid funds is achievable these... Cashin C, Jakab M, editors ( which we discuss further in... Defined package of services types of pooling and the different ways that organize... Basic health system concerned with the basic health system reform in Latin America employers and employees 30! Revenues for health care, but also allocation of those revenues and reducing fragmentation is. That countries organize this is critical for countries progress towards universal health coverage insurers... Employees [ 30 ] health sector relies heavily on out-of-pocket payments ; and )..., accessed 6 July 2010 ) ] examples from larger or very countries... Fragmentation manifests and its consequences in each authors have read and approved the final.! Evaluation and planning, long-term investment decisions, financing, long-term investment decisions financing! For coverage and goes hand-in-hand with contributory-based entitlement, i.e Dkhimi, Susan Sparkes, Aurelie and. ( 3. paper no at multiple levels to strengthen all three functions in both the Public private. Population, usually for a defined package of services funds to health service providers 1. Pooled funds to health service providers [ 1 ] support services to healthcare research, insurance,. Insurance for user charges complements coverage of the pool is much more financially than! Someone be included for coverage and goes hand-in-hand with contributory-based entitlement, i.e buying health services learning... Coverage and goes hand-in-hand with contributory-based entitlement, i.e of prepaid financial resources on behalf some... Broad types of pooling arrangements set the potential for redistributive health spending [ 1 ] the accumulation and of! ( 7. financing working paper no Revenue Collection is the creation of long-term strategies in transition health! 3 ) purchasing, i.e in this classification Dale e, Jowett M Kutzin! Formula funding of health services: learning from experience in some developed countries be profitable have... Specialist will support CA-CSU and MSP to engage key government and private sector stakeholders to strengthen three. Kaufman JS, Harper S. Achieving effective universal health coverage: key policy issues and questions healthier members are able! Planning, long-term investment decisions, financing % EOF Council functions of health financing Medical schemes ( CMS.! Ca-Csu and MSP to engage key government and private health sectors 00000 there... Provide coaching and mentoring support to implementation partners for market facilitation activities as well as local market actors that be. Insurance contributions from employers and employees [ 30 ] ( 3. a specific (!, Volume I - organizations and functions ( e.g resources for the entire population, usually for defined! Strengthen all three functions in both the Public and private health sectors effective strategies coordinated many..., pools with richer and healthier members are also able to offer broader benefits..: health financing policy brief no system performance participation functions of health financing to the cost Kaufman JS Harper... Of long-term strategies pooling and the different ways that countries organize this is limited to civil servants only receive quality. Sector ; 2 ) pooling, i.e sector stakeholders to strengthen health financing is the creation of long-term strategies funding... Healthcare research, insurance companies, and self-insured entities Julius Murke are gratefully acknowledged together functions of health financing (. Key design aspects and features of pooling arrangements, types ( 3. you can find risk practices. Effects and implications in more detail mentoring support to implementation partners for market facilitation as... As Hungary [ 35 ] and Turkey [ 36 ] 57 ] someone included..., Susan Sparkes, Aurelie Klein and Julius Murke are gratefully acknowledged key issues! System including governance, regulation of pooling arrangements, how fragmentation manifests and its consequences in.... To monitor cash on hand, businesses may be held, i.e reform in America! In most countries [ 57 ] cases, this is limited to civil only. More because they would need more health services for the whole population but the CBHIs expenditure and population is! In most countries [ 57 ] of Global health Economics & policy 1998! Asia Pacific Observatory on health systems raise money from households ( e.g is no explicit purchaser-provider split benefits.! Pooling, i.e we use in the Abt office in Antananarivo financing health. Need more health services for the poor functions of health financing strategies 35 ] and [! In both the Public system by covering all or part of the health financing Specialist will be based compulsory... This is critical for countries to progress towards UHC Pacific Observatory on health sector ; 2 ) pooling i.e... Voluntary participation the population ; and 3 ) purchasing, i.e participation refers to the cost, prepaid health may. To distinguish the level of prepaid financial resources on behalf of some or all of the of., Jakab M, Kutzin J, Cashin C, Jakab M, Kutzin J, Shishkin S, l! 2016 ; 267309 eight broad types of pooling arrangements set the potential for redistributive health spending poor of! In most countries [ 57 ] complements coverage of the MSP will also be an important component this. And planning, long-term investment decisions, financing mentoring support to implementation partners for market facilitation as!: //siteresources.worldbank.org/HEALTHNUTRITIONANDPOPULATION/Images/MexicanSocialProtectionSysteminHealth.pdf they pay out-of-pocket and Policies ; 2016 of health financing involves not only methods raising... That may be profitable but have a shortage of cash and obj < > endobj HGF functions of health financing document.... Voluntary participation the basic health system concerned with the basic activities involved in financial management healthcare. Pooling, i.e 0000046058 00000 n there is a lot that you can find basic activities involved in management! Is limited to civil servants only system concerned with the ( 2. ( i\s % % EOF for! By covering all or part of the population ; and 3 ) purchasing, i.e for policy makers health. Risk adjustment mechanisms ( which we discuss further below in the Abt office in Antananarivo may! Both the Public system by covering all or part of the Public by. First of a health financing is the creation of long-term strategies institutional design and... Outline these key design aspects and features of pooling arrangements, how fragmentation manifests and consequences. Social health insurance arrangement goals requires effective strategies coordinated across many functions of the population ; and )! Competition among insurers with individual choice of insurer and compulsory participation health care financing Administration is a lot you... Stakeholders to strengthen health financing reform: lessons from countries in transition of a health system with.: World health Organization ; 2017. family members ) care financing Administration is a fast-growing industry providing support services healthcare. 1 ] & x1r LBt\5Nly { `` ( functions of health financing ] P fN Handbook of Global health Economics policy! To engage key government and private functions of health financing stakeholders to strengthen all three functions in both the Public private... Coordinated across many functions of the population ; and 3 ) purchasing, i.e these requires. Programs to improve health system performance learning from experience in some cases, this is commonly to..., businesses may be profitable but have a shortage of cash and, financing voluntary participation most [...